Terms Conditions

TERMS CONDITIONS KIM SCHOB, LLC

These Terms and Conditions (hereinafter referred to as “Agreement,” “Terms and Conditions” or “Terms”) are a legally binding agreement between you either an individual, group, or entity (the “User,” “You,” or “Your”) and kimschob.com, Kim Schob, LLC 

(“kimschob.com,” “Website,” Site” or “Blog” ) owned and operated by Kim Schob LLC working by the laws of the State of Arizona. (“Company,” “We,” “Us,” or “Our”).

Please read these Terms and Conditions carefully. Your access to the (“kimschob.com,” “Website,” or “Site” “Blog” ) and enrollment in the Programs offered by us through the (“Kim Schob, LLC, kimschob.com” “Website,” “Site” or “Blog” ) constitutes your acceptance of, all the provisions of these Terms and Conditions. If you do not wish to comply with these Terms and Conditions, please do not access (“Website,” “Site” or “Blog” ) and Services offered through the (“Website,” “Site” or “Blog”) 

Definition:
Products and Services – refers to any online & offline courses, programs, consumer goods, services, opt-in gifts, e-books, videos, webinars, blog posts, newsletters, emails correspondence including but not limited to social media communication.

Eligibility:
Users will not access (“kimschob.com,” “Website,” “Site” or “Blog” ) under the age of 18 years. If you are under 18 years old, you must obtain the express consent of your parent or legal guardian to enter into this Agreement.

By granting their express consent to the use of (“kimschob.com,” “Website,” “Site” or “Blog” ) your Parent(s) or Legal Guardian(s) take responsibility for: (i) your actions; (ii) any charges associated with your enrollment in any courses offered through (“kimschob.com,” “Website,” “Site” or “Blog” ) or any digital product purchased through our Website; and (iii) your acceptance and compliance with these Terms, If you do not have the requisite consent from your parent(s) or legal guardian(s), you must stop accessing this Site immediately and please do not enroll in any courses offered by us through our Website.

Where you enter into this Agreement on behalf of another individual, group or other organization, you represent and warrant that you have the authority to act on behalf of that individual, group or organization and to bind that individual, group or organization to this Agreement.

IF YOU ARE UNDER THE AGE OF THIRTEEN YEARS, YOU ARE NOT ALLOWED TO ACCESS OUR WEBSITE.

By using (“Kim Schob,” “Website,” “Site” or “Blog” ) represent and warrant to the Company that you have the right, authority, and the necessary capacity to enter into this Agreement.

How it works
(“kimschob.com,” “Website,” “Site” or “Blog” ) Is an online Educational Blog that offers advice and information through articles, blog posts, product recommendations, online & offline courses, webinars and other forms of communication, on topics that we believe you will find interesting. Kim Schob, LLC also offers various Products and Services that are available on the third-party platform and may be accessed through links provided on (“Kim Schob,” “Website,” “Site” or “Blog” ) as well as email newsletters.

You may browse through our site, the blog without signing up, but as a requirement to using specific functionality and other services offered by us, such as: receiving newsletters, posting comments, purchasing any products & courses you may be required to register at kimschob.com. When registering for an account, you agree to provide us with correct and current information during the registration process. Your failure to give us essential information will constitute a material breach of this agreement, and we reserve the right to restrict your access to our Website

Please note that you are solely responsible and liable for any activity under your account. You accept and agree that you will not disclose your username and password to any third-party or allow them to use your account. You are legally obliged to immediately notify us of any unauthorized use and access to your account, or similar security breach of which you become aware of.

All our courses will indicate the course fee and course description. Please review the course deliverables and specifications to ensure that you select the right course/s for your needs and avoid any future disputes.

PLEASE NOTE WHEN ENROLLING IN OUR COURSES, IN ADDITION TO THIS AGREEMENT, YOU ALSO AGREE TO BE BOUND BY THE TERMS AND CONDITIONS AS WELL THE PRIVACY POLICY OF THE THIRD-PARTY PLATFORM AS WELL AS OUR CHOSEN PAYMENT PROCESSOR. THE TERMS & CONDITIONS, AS WELL AS PRIVACY POLICY OF THESE THIRD-PARTY PLATFORMS, MAY BE DIFFERENT FROM OUR TERMS AND CONDITIONS, AND YOU ARE HEREBY ADVISED TO REVIEW THEIR TERMS AND PRIVACY POLICY PRIOR TO ENROLLING IN OUR COURSES.
IT IS SOLELY YOUR RESPONSIBILITY TO ASSESS THE SUITABILITY OF ANY PRODUCTS AND SERVICES BEFORE MAKING A PURCHASE. COMPANY AND ITS AFFILIATES AND LICENSORS WILL NOT BE LIABLE FOR ANY CLAIM, INJURY, ILLNESS OR DAMAGE ARISING IN CONNECTION WITH YOUR USE OF ANY INFORMATION OFFERED BY THE COMPANY ON ITS WEBSITE, PRODUCTS, AND SERVICES.

THE COMPANY, ITS DIRECTORS, OFFICERS, AND EMPLOYEES ARE NOT RESPONSIBLE FOR AND DISCLAIM ANY, AND ALL LIABILITY FOR ANY PRODUCT AND SERVICE LINKS SHOWCASED OR PURCHASED THROUGH THE WEBSITE OR ANY THIRD-PARTY SITE. ACCORDINGLY, ANY DECISION TO BUY ANY PRODUCT RECOMMENDED OR ADVERTISED THROUGH THE WEBSITE IS MADE BY YOU AT YOUR OWN RISK.

Payment Terms, Cancellations, and Refunds:
Course Enrollment
You hereby confirm that your decision to enroll in our courses is an offer to purchase our Services from us. The courses will be made available to you once your payment has been authorized. The Company currently uses Paypal Payment Gateway and reserves the right to use other third party Payment Processors without giving any prior notice to you. Please note that you will not be entitled to receive the course content until after the Company receives the full payment of the course fee. Any time up to until the payment is received, the Company reserves the right to decline the course to you without giving any reason.

Refunds:
The Company Kim Schob. LLC kimschob.com
Due to the nature of digital products sold, we do not offer any refunds for any goods and services sold by the Company through our website or any third-party platforms that we use to sell our digital products and services.

In the event the Company Kim Schob, LLC in its sole discretion decides to offer you a full or partial refund, you accept that processing of your refund may take time. You acknowledge that we cannot provide any guarantees of any nature for the timeliness of refunds reaching your account. We may at any time and without prior notice to you modify the mechanism of processing refunds.

Cancellations:
You may not cancel your order once your payment processed and you have received access to download the product/s and our courses content.

The Company reserves the right to cancel or suspend your access to the Website and any other content we own or have the authority to use if we find that:

● You have violated any provisions of this Agreement;
● Your conduct is harmful to the Company or any of its Users; or
● We cease our business operations for any reason.

We reserve the right to modify our courses fees, e-book prices, cancellation, printables, and refund policy at any time by amending these Terms without any notice to you.

User Conduct, Rights, and Obligations

You agree that at all times:
● You will comply with this Agreement and all applicable State and Federal laws and regulations;
● You will promptly and efficiently perform all your obligations towards the Company under this Agreement;
● You will not share any content available (whether provided by the Company or a third party) on the Website for any purposes other than as described under this Agreement without the express written consent of the Company; and
● You will ensure that you are aware of any laws that apply to you as a consumer of Products and Services purchased through the Website and to fulfill any obligation that you may incur towards any governmental authority including your tax obligations.

You must not:
● Post any content that may be potentially or harmful to the Company or any User of the Website;
● Post any content or information that is false, inaccurate, misleading, or deceptive in nature;
● In any way, infringe any User’s or third party’s copyright, patent, trademark, trade secret, or other proprietary rights or intellectual property rights including but not limited to rights of publicity, confidentiality, or privacy;
● Act in any manner that may lead to a violation of any applicable laws or regulations;
● Post any content that may be deemed defamatory, libelous, threatening, harassing, or may be considered to constitute hate speech aimed at any particular group or individual;
● Post any content that is obscene, derogatory, or contain any material, that we may in our sole discretion deem inappropriate or unlawful;
● Use the website and services to transmit messages to other users that constitute “SPAM”;
● Post content that attacks or is demeaning to a group based on race, ethnicity, culture, religion, disability, age, veteran status, sexual orientation, gender identity, geographical origin, etc.
● Intentionally or unintentionally cause harm or subvert the function of the Website by introducing any viruses, trojan horses, time bombs, cancelbots or other computer programming routines that may damage, modify, delete or interfere with any system, data or personal information stored on the Website;
● Use the Website and Services for spamming or unsolicited messaging. Please think twice before you send a message to members you do not know, some people may consider it spam. Invitations, contributions, or comments deemed as spam will be removed.
Users who enroll in our online course further agree:
● To pay full course fees for the selected course before they can receive the service;
● To provide faithful and accurate information at the time of enrollment into the course;
● To waive any claim against the Company, its officers, directors, and employees for loss or damage whether monetary or personal in nature.

If we determine, in our sole discretion, that you have breached any obligation under this provision, we reserve the right to remove any content that you have submitted through the Website or cancel or suspend your account and access to any and all content offered by the Company without incurring any liability.

Anti-Spam Policy
We have a zero tolerance policy towards spam. We review content and accounts that are flagged by our community and remove those indulging in spammy behavior such as posting crass advertisements on the Website, posting identical copies of the same content (or almost similar content), posting content with misleading descriptions, titles, or links to manipulate other Users.

Any act of posting or sending unwanted and repetitive content would deem as spam, and we reserve the right to restrict your access to our Website immediately.

Public Areas
The Website may contain profiles, email systems, blogs, message boards, ratings, reviews, chat areas, and other message or communication facilities (“Public Areas”) that allow you to communicate with other Users and the Author of the content. You may only use such community areas to send and receive information that is relevant to the appropriate forum. You agree to grant us an unrestricted, worldwide, royalty-free license to use, reproduce, modify and adapt any content publicly posted by you on the Website for the purpose of including that material and information on the Website and as otherwise may be required to provide the Service or for the general promotion of the Website and courses we offer in our sole discretion.

Please note that any and all submissions made to Public Areas will be publicly visible and that you will be publicly identified by your public profile when communicating in Public Areas. The Company will not be held responsible for the actions of any Users concerning any information, content or materials posted in such Public Areas.

User-Generated Content
We love to engage with our users and encourage them to connect with us and other Users, directly through our Website as well as through our Social Media pages or any third-party platform that we may use to deliver our services to you. We do not claim any ownership of content you post or share with us on our Website, our Social media pages, or any third-party platform that we use to deliver our Service to you, but you do acknowledge that such content is by its nature publicly accessible and will be accessible to others on the Web. You grant us royalty-free, non-exclusive license to use, distribute, reproduce, modify, adapt, publish, display or share, in print or on any digital media including third-party social media Websites, any content you post or share with us, including but not limited to, ratings and reviews for our Services. You also grant our Users the limited license to access any content you share in any public areas of the website. For this agreement ‘User Generated Content’ includes but is not limited to images, videos, text, or similar material.

You understand that all information transmitted by a User is the sole responsibility of the User from whom such Content originated; the Company will not be liable for any errors or omissions in any User Generated Content; and that the Company cannot guarantee the identity of any other Users.

Intellectual Property
Except for the User-Generated Content, all content and services made available by the Company or offered through the third-party platforms including without limitation, online & offline course material, e-book, blog posts, the text, graphics, slides, infographics, audio, video, interactive features, software and the like (“Kim Schob Content”) are owned by and/or licensed to Kim Schob LLC (“Company,” “We,” “Us,” or “Our”) .and subject to trademark, copyright and other intellectual property rights under the federal laws of United States of America, foreign laws and international conventions. You agree not to copy, sell, give away, transfer, assign, reproduce, republish, disassemble, decompile, reverse engineer or distribute any Kim Schob Content in any way except as intended under the Agreement. You also agree not to adapt, alter or create a derivative work from any Kim Schob Content without the prior written permission of an authorized representative of the Company. You agree that you will not remove any copyright, trademarks, and any proprietary notices from any Kim Schob Content or any other User-Generated Content (“Third-Party Intellectual Property”) that you do not have rights and licenses to use. You understand that any use of Kim Schob Content or any Third-Party Intellectual Property on any website, system or application that is not owned and operated by us is strictly prohibited.
We with this grant you a limited, non-exclusive, non-transferable license to use our services for your personal and non-commercial use only.
We reserve the right to prosecute any violations of this provision to the fullest extent permitted by law. You acknowledge that breach of this provision can incur criminal as well as civil liability.

Copyright Protection
We respect the Intellectual Property Rights of others and do not condone any violations of copyright laws. If we find that you have violated a copyright of another person or entity, we reserve the right to immediately terminate your access to our services and take other remedial actions that we in our sole discretion deem appropriate. You are under an obligation not to upload, download, post, transmit, reproduce, republish, distribute or in any way access or make available any content that is protected by copyright laws without the express permission to use such content from the authorized person. You may not use any copyrighted material for any purpose other than for which you have received authorization.

If you believe that your copyrighted material or content is posted, uploaded or made accessible through the use of our Website, please inform us at the email address listed below of such material and provide us with the following information:
● Identification of the material or content that is claimed to be infringing your copyrighted works;
● Your contact information including your name, phone number, and email address;
● A statement by you was setting out that you are either the owner of the copyrighted work or have been authorized by the owner to communicate with us about the copyrighted work.

Contact us: contact@kimschob.com

Remedies
We reserve the right to investigate and prosecute violations of any illegal behavior or breach of these terms to the fullest extent of the law. We reserve the right to take actions to prevent and control such violations including but not limited to, removing any inappropriate communication or content from the Website and, or terminating the account of such violators and, or blocking their use of the Website or our online courses which delivered through third-party platforms.

Feedback
We appreciate our Users and love to hear their views. If you would like to share your comments and suggestions about how we can improve our website or services, please submit your feedback to contact@kimschob.com. By contributing your comments, you give us the right, at our discretion, to use, disclose or exploit your contribution and, or ideas, in whole or in part, without any restriction or compensation to you.

Modifications
We reserve the right to change any features, products, services or the Terms of (“Kim Schob,” “Website,” or “Site” “Blog” ) and the content and terms of our services delivered through any third-party platform, at any time, in our sole discretion without giving any notice to you. All modifications/amendments will be effective from the date of implementation. You agree to review these Terms periodically to familiarize yourself with any change in your rights and obligations as a result of such modifications. Please note that we do not assume any responsibility for any loss suffered by you as a result of your failure to review such modified Terms or Website functionality. Unless expressly stated otherwise, your continued use of the Website and our Services delivered through any third-party site after the introduction of such modifications will constitute a tacit acceptance and agreement to abide by such modification.

Maintenance
We may in our sole discretion, at any time deactivate your access to the Website without giving any prior notice: to carry out any system maintenance on our website or/and testing or general bug fixing repairs or/and other related work. Without prejudice to any other provisions of this Agreement, we will not be liable to indemnify you for any loss or/and damage or/and costs or/and expense that you may suffer or incur, as a result of such deactivation or/and suspension.

Reservation of Rights
We reserve all rights not expressly granted in these Terms & Conditions.

Privacy
Use of the (“Kim Schob,” “Website,” or “Site” “Blog” ) governed by our Privacy Policy which is included hereunder by reference.

Unless expressly provided otherwise, this Agreement will be governed by, and will be construed under, the laws of the State of Arizona, the USA without regard to choice of law principles. Any legal actions about this Agreement must be brought to the courts of law with appropriate jurisdiction to rule on the matter, located in Arizona, USA.

Miscellaneous
Assignability – The Company may assign any of its responsibilities and obligations to any other person, at its sole discretion, without giving any notice to you. However, you shall not assign or transfer any of your rights under this Agreement to any other party, without express written consent from the Company.
Severability – If for any reason, any provision of this Agreement or any part of any provision is deemed to be unlawful, void, or for any reason unenforceable, then such provision will be limited or eliminated from this Agreement only to the extent necessary and will not affect the validity and enforceability of any remaining provisions.
Waiver – Any failure on the part of the Company to exercise any right or remedy under this Agreement will not constitute a waiver of such right or remedy.
Force Majeure – The Company is not liable for failure to perform any of its obligations if such failure is as a result of Acts of God (including fire, flood, earthquake, storm, hurricane, or other natural disasters), war, invasion, act of foreign enemies, hostilities (regardless of whether war is declared), civil war, rebellion, revolution, insurrection, military or usurped power, confiscation, terrorist activities, nationalization, government sanction, blockage, embargo, labor dispute, strike, lockout or any interruption or any failure of electricity or server, system, computer, internet or telephone service.

By using (“Kim Schob,” “Website,” or “Site” “Blog” ) you agree to all parts of the above Terms + Conditions If you have any questions about these Terms + Conditions please contact us at contact@kimschob.com.

Privacy Policy

Disclaimer

The Terms and Conditions statement; updated on April 15, 2022, may be changed in the future with or without notice.